Become a Mortgage Broker

A Path to a New Career

The world of home-lending has changed, and the old ways are not coming back

The traditional high volume, low payout model for loan originators is gone. With most of the surviving LOs waiting for the lending environment to go back to the way it was, my take is that is simply not going to happen—not for years—if ever.

The only move is to adapt to the new reality and embrace that the current lending environment is as good as it is going to get and to position yourself for prosperity—not for more waiting around.

America’s Home Loans is a high payout, pure mortgage broker. If you produce here and there, you’ll do well. If you manage to do some volume, you’ll prosper magnificently. Sitting in a 50 to 100 basis point payout shop simply won’t do it anymore. Time to climb to the top of the home-lending food chain and out of the abyss of failed mortgage models.

We offer:

• High payout per closed loan
• The ability to build your own home loan brand
• Very high-level marketing advice/coaching

Payout is 175 basis points per transaction (lender paid). Borrower paid is open ended. This is 1.75% of the loan amount

You have the ability to brand yourself using a DBA (doing business as) and have your own branch license. “Your name + mortgage brokers,” or whatever you like. Time to make your mark—literally.

Marketing and advertising advice that focuses on visibility where your prospects are looking for the services you provide right now. This is about online presence, visibility, reputation management and conversion—social media is included, but not how you think.

Requirements:

• You must possess or are willing to acquire both your NMLS (Nationwide Mortgage Licensing System) and DRE (Department of Real Estate) licenses. You cannot negotiate terms and conditions of a mortgage loan with the public without both of these.
• Have a willingness to learn. This is a very complex line of work—you will learn new skills on a daily basis.
• You must hit the ground running and begin networking with other professionals—not just real estate agents. You must build your database and then market to it. I’ll show you how if you’re new to this idea.

If you would like to hear more, please complete the contact form below or call Scott Lawson (707) 364-9504.

If I don’t answer, I’ll call you right back.